LEGACY GIVING

A bequest is a gift of cash or property included in your will. This can be put in when you create your will, or by adding an appendix to your will. It can be a specific amount, a portion of the residue of your estate (what's left after all debts/expenses are settled), or it can be deferred until after the death of your spouse or partner.

You can make a gift to SAHF and increase your future income at the same time. In both charitable gift annuities (CGAs) and charitable remainder trusts (CRTs), the donor transfers assets to SAHF in exchange for regular income payments. The donor receives a tax deduction and other potential tax savings. The remaining funds transfer to SAHF upon the death of the final income beneficiary. CGAs offer the security of fixed payments to one or two annuitants. CRTs provide variable payments to beneficiaries but can offer a greater return with income for a lifetime, a term of years, or a combination of the two.

Money that is donated to be permanently invested. The interest generated is spent each year and the original investment remains untouched.

An arrangement where a donor irrevocably gives real estate or personal property to a charity while retaining the right to use the property for life or for a term of years. Upon the donor’s death or expiration of the term of years, the donor’s right to use the property ceases, and SAHF is given complete control of the property.

Allows you to make a large gift in the future by paying relatively small premiums now. You can name SAHF as the owner or beneficiary of either a new or existing life insurance policy. Annual payments of life insurance premiums are elligible for a charitable tax receipt.

You can name SAHF as the beneficiary of your RRSP / RRIF - which means the full fair market value of this investment would be transferred to SAHF upon your death.

You may choose to give stocks, bonds, futures and options as well as mutual fund shares - to learn more about giving securities, go to "Gifts of Securities".